Pillar 3: Housing & Property (The “Living” Pillar)

Tenants’ Rights & Eviction Defense

Massachusetts remains one of the strongest “tenant-protections” states in the U.S. In 2026, the State Sanitary Code mandates that landlords provide heat at a minimum of 68°F during the day from September 15 to June 15. Furthermore, the “implied warranty of habitability” means you have a legal right to a home free from pests, structural leaks, and lead paint hazards.

The Eviction Process

A landlord cannot legally change your locks or throw out your belongings without a court-ordered Execution for Possession. The process starts with a “Notice to Quit,” followed by a Summons and Complaint. Tenants should immediately seek mediation via the Housing Help Hub. If a landlord fails to place your security deposit in a separate, interest-bearing Massachusetts bank account, they may be liable for triple the amount of the deposit in damages.

RAFT & Rental Assistance

The Residential Assistance for Families in Transition (RAFT) program is the state’s primary defense against homelessness. In 2026, the benefit cap remains at $7,000 per 12-month period. This money is flexible; it can pay for back rent, utility arrears, or even the costs of moving to a new apartment.

Eligibility for 2026
  • Income must be at or below 50% of the Area Median Income (AMI).
  • You must provide a “Housing Crisis” document, such as a Notice to Quit or a utility shutoff notice.
  • ID.me is now required for both the tenant and the landlord to prevent fraudulent applications. For long-term help, residents should apply for Section 8 or the Massachusetts Rental Voucher Program (MRVP) via the Common Housing Application for Massachusetts Programs (CHAMP).